HEALTH & WELLNESS

Broaden your health and wellness options and boost employee performance with small group health insurance benefits.

Create exciting and healthy employees by offering workplace exercise, meditation, yoga, healthy cooking classes, and free financial wellness classes.

At Mercado Insurance Services, we can consult with you to develop health and wellness programs that align with your company objectives and employee demographics.

GROUP HEALTH INSURANCE

Our experienced team at Mercado Insurance Services will consult and help you select and manage your small group health insurance plan, including medical, dental, and vision insurance plans.

We can advise you on structuring and aligning plans to your employee demographics and assist with employee utilization. Our goal is to help you develop a plan that compliments your overall compensation structure and company philosophy. We work with all major carriers to offer you a comprehensive group health benefits plan.

We can:

  • Offer affordable policies with our access to an extensive database of providers.
  • Provide a dedicated team for consultation.
  • Help you improve employee wellness.

DISABILITY & GROUP LIFE INSURANCE

Add value to your employee benefits program with Group Disability and Group Life insurance. Your employees will enjoy peace of mind knowing they are covered in the event of unexpected circumstances.

Group Disability insurance can act as an employee’s safety net and protect their most valuable asset–their ability to earn an income–while they focus on taking care of themselves. Group Life insurance provides employees with a basic level of protection for their loved ones and an essential piece in their overall long-term financial plan.

Ancillary benefits like Group Disability benefits and Group Life benefits can help your business recruit and retain employees.

HUMAN RESOURCES

Whether you are a small or large employer, Mercado Insurance Services is your trusted partner in employee health benefits. We work in partnership with our clients to ensure we develop a strategic plan to enhance benefits, improve compliance, and reduce premiums.

Our goal is to empower our clients and improve employee morale by providing these valuable services.

Benefits– We listen carefully to our clients and analyze benefit plan costs against benchmark information and project the impact of medical plan design changes.

Compliance – We assure our clients save tax dollars and are insulated from potential audits by consulting them with section 125 plans, COBRA administration, employee handbooks, FSA, and HSA plans. As your advocate, we also keep you abreast of changes in the Affordable Care Act Law and ERISA compliance.

Human Resource Services – Our valued clients have access to our comprehensive HR service to help insulate them from any potential employee labor disputes. Clients are able to access over 500 downloadable employment forms, and educational attorney approved how-to training videos covering critical areas of hiring, retaining, and terminating employees. Clients also have the option to call friendly and certified human resource professionals for questions or suggestions.

Online Benefits Administration – This service offers employers ultimate control and visibility to manage employee benefits. Our portal allows participants and managers to effectively perform all enrollment and benefit administration tasks. This saves time because employees can log in and view all benefits offered with a click of a button. Many of their questions are answered instantly. We are also able to send your company data on a real-time basis with carriers and third-party administrators to eliminate data discrepancies and errors.

GROUP VOLUNTARY BENEFITS

Voluntary Benefits are a valuable piece of employee benefit packages. Group voluntary benefits have many key advantages, including the ability to:

    • Offer value for your employees at little to no cost to the company
    • Reduce taxes
    • Improve employee retention and recruitment
    • Fill in the gaps of core benefits
    • Give your employees peace of mind

The Mercado Insurance Services team is looking forward to speaking with you.